Does applying affect my credit score?

No. Initial review uses a soft pull with zero impact on your credit score.

How long does funding take?

In as little as 24 hours, a few days or weeks depending on your credit product. Fast-capital products move quickest, while SBA and term loans take longer.

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Review Against 75+ Lenders

$10K–$5M · Same-Day Decisions

Help & Clarity

Frequently Asked Questions

Everything you need to know about how Rosario Funding operates, our zero-cost policy, and our 75+ lender network.

FAQ

Common questions

It varies more than most borrowers expect. Floors run from 500 to 700 depending on the product. Revenue-based products weigh bank deposits and cash flow more heavily than the score itself, while SBA and bank term products typically want 660+.