Growth Capital
Business HELOC
Home equity line of credit deployed as business capital. The cheapest unsecured-feel product on the market.
Program Summary
Funding AmountUp to 80% Equity
Funding Speed30–45 Days
Repayment Terms10 Yr Draw + 20 Yr Repay
Min Credit Score680+
Detailed Guide: How Business HELOC Works
A Business HELOC unlocks the value in your residential property to fund commercial expansion at interest rates far lower than unsecured business lines.
Key Benefits & Features
- Lowest available revolving rates (8–13% APR)
- 10-year interest-only draw period
- Flexible usage for any business expansion or liquidity need
- Interest may be tax deductible when used for business expenses
Ideal Use Cases
- Homeowners with substantial equity seeking low-rate working capital
- Business owners needing an emergency reserve facility
- Founders financing major long-term expansion projects
Explore Other Funding Options
Fast Capital
Merchant Cash Advance
Advance against future sales with daily/weekly flexible revenue-based repayment.
Up to $2,000,000Same Day (2–6 Hours)
Fast Capital
Business Line of Credit
Revolving capital on demand. Draw funds when needed and only pay interest on what you use.
Up to $500,00024–48 Hours
Fast Capital
Working Capital Loans
Short-term funding to cover day-to-day operating expenses and growth opportunities.
Up to $1,000,00024 Hours
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