Growth capital repaid as a fixed percentage of monthly revenue. Payments flex with your business — ideal for seasonal companies and variable-income operations.
Revenue-based financing provides growth capital in exchange for a fixed percentage of your future monthly revenue. There is no fixed repayment term — you share revenue until the agreed total is repaid. Perfect for seasonal businesses, eCommerce, or any company with variable income cycles.
Revenue-based financing aligns perfectly with businesses whose revenue fluctuates — tourism, landscaping, eCommerce, events. Pay more in peak months, less in slow ones.
Revenue-based financing prices on a multiple (1.2×–1.6× typical), not an APR. The implied APR depends on how fast you repay — faster repayment = higher implied APR for the same multiple.
| Industry | Typical Multiple | Revenue % | Implied APR | Typical Term |
|---|---|---|---|---|
| SaaS / Subscription | 1.20–1.35× | 3–7% | 15–28% | 18–36 mo |
| eCommerce / DTC | 1.30–1.50× | 5–12% | 28–48% | 9–18 mo |
| Marketplaces / Platforms | 1.25–1.40× | 4–9% | 20–35% | 12–24 mo |
| Services / Agencies | 1.35–1.55× | 6–14% | 35–60% | 9–18 mo |
No cost to apply. No obligation to accept. Free to apply.